AAA Life Insurance Company

Menu

A trusted partner for life’s moments

AAA Life – serving policyholders since 1969

Choosing the right protection for your family can feel overwhelming – but you don’t have to do it alone. You have unique needs, and AAA Life has a history of being a trusted partner that families can count on.

Get a Quote

No error to show.

What are you planning for?

Select from a life event below

A new home means new beginnings – and new responsibilities. Life insurance can help protect the life you’re building, through every move and milestone.

Explore Your Coverage Options

What are you planning for?

Select from a life event below

A new home means new beginnings – and new responsibilities. Life insurance can help protect the life you’re building, through every move and milestone.

Explore Your Coverage Options

Marriage marks the start of a shared future, with shared goals and shared responsibilities. Life insurance helps you take care of each other and protect the life you’re building together.

Explore Your Coverage Options

Parenting is knowing you can’t prepare for everything. Childcare costs, afterschool activities, college tuition – you’re the one they depend on completely. Life insurance can help plan for what’s ahead.

Explore Your Coverage Options

Your job as a protector changes with every milestone. From first steps to first keys, life insurance helps ensure you’re still there for them – even as they grow more independent.

Explore Your Coverage Options

Knowledge Center

Your life insurance coverage can be customized to meet you wherever you are in life. Explore the educational resources below to get started on finding the right solution for your needs.

Getting started

You’ve made the decision to consider life insurance. Great choice! Let us help you compare products that best fit your needs.

Get the facts

Don’t fall for these life insurance myths! We’ve identified some of the most common misconceptions about coverage to help you make the right choice for your family.

Term Life

Term life insurance is coverage that is designed to last for a predetermined length of time. You choose the length of the term and coverage amount based on your needs and your budget.

Frequently Asked Questions

Life insurance can benefit anyone who has people that depend on them financially, such as a spouse, children or aging parents. Life insurance can help financially protect your loved ones by providing a payout to your beneficiary (or beneficiaries) if you pass away. That money can help reduce the financial impact on those who depend on you if you were to pass away and can be used to cover expenses like mortgages, monthly bills, future education costs and general cost-of-living expenses. Life insurance is cheaper when you’re younger and healthier, so it may be wise to start planning for the future today.

It’s a good idea to regularly review the coverage you have in place and make sure your coverage is still meeting your needs. Your needs change as you get older, and different life events can trigger the need for more or less coverage. Life insurance can help with end-of-life planning, so even if you’re young, it’s a good idea to have a plan in place to reduce the impact that the loss of your income could have on those who depend on you.

There are many types of life insurance. The most common types are term life, which lasts for a specific length of time, and whole life insurance, which are designed to provide coverage for an entire lifetime and build cash value over the life of the policy. AAA Life also offers accident insurance, which can provide cash benefits if you are injured in a covered accident, and annuities; certain annuities can provide a secure way to grow your money for retirement. Your specific needs can vary and are likely to change over time. AAA Life can help you perform a needs analysis to make sure you have the right types of coverage in place.

It is a common benefit to have some level of life insurance coverage through your job, and it’s a great idea to take advantage of that. But most people underestimate the amount of life insurance they need, and employer-offered insurance may only be one or two times your annual salary. That may not be enough to cover everything you’d like to protect, so adding a supplemental policy from AAA Life could be a solution for you.

AAA Life makes it easy to get started. You can start the process online and browse our website to help learn life insurance basics and explore the different options that are available to you. When you’re ready to take the next step, we offer a team of licensed and experienced specialists who can provide a free, no-obligation quote, answer any questions you have and supply you with the information you may need to complete an application.